Car Insurance
Avail up to 30% OFF on your car insurance* that suits your need, either you are looking for comprehensive or Third-Party insurance you will get the maximum coverage in UAE.
Get Up to 30% OFF on car insurance From the best insurers in UAE
Get an insurance quote – typically in 20 minutes or less. Switch to insurance Deal for an insurance policy from a brand you can trust.
- Insurance
- Car Insurance
Estimating car insurance costs
The calculation varies from one insured to another so the discounts are up to 40% on car insurance, and there are several factors that govern the granting of the discount and its percentage.
How to get the 30% off on car insurance premium?
- Your driving history aka "No Claims"
- Car make and model
- Your Age
- Car Specifications
- Does the vehicle apply to Gulf or non-Gulf specifications?
What level of cover do I need?
Car insurance covers your costs if your car is damaged in an accident, stolen, vandalized, or catches fire. You’re legally required to obtain a Third Party or Comprehensive insurance as per UAE’s laws if you drive your car on a public road.
comprehensive coverage protects your car against internal and external damage and third-party liability. As a result, comprehensive insurance is a more popular choice because it gives you peace of mind knowing that your personal costs, as well as those you may be responsible for to others, are covered.
Or TPL to your legal obligation to compensate other road users, their passengers, and/or the general public for any property damage (including their vehicle or motorcycle) and/or human harm caused by your driving negligence. This is the bare minimum coverage offered in the UAE, as specified by legislation.
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Insurance is a tricky subject, but with insurancedeal.ae, help is always at hand. Check out our Help Centre, and get qualified assistance through live chat, WhatsApp, or email.
What will affect my car insurance premium?
Insurers consider lots of things when they work out how risky you might be – and the more of a risk you pose, the higher the price of your car insurance will be. Considerations include:
FAQ.s
Car insurance is a legal requirement for drivers in the UAE . This means that unless your car is registered, or in the process of being bought or sold, you could be faced with a fine for not insuring your vehicle.
New drivers and young drivers alike generally pay much higher car insurance premiums as insurers see them as higher risks of being involved in a road accident – therefore more likely to claim on their insurance policy.
Excess payments refer to the cost of making a claim – it’s essentially how much you’ll need to put towards the total claim cost before your insurer pays the rest.
A no-claims bonus is what you earn when you go 1 year and more without claiming on your policy. The longer you’ve gone without claiming, the more your insurers will cut off your premium.
The short answer is Yes, but as long as the current insurance policy is valid, it can be transferred to the new owner of the vehicle. if the insurer refuses to transfer the policy maybe If it remaining period is less than 7 months, you will have to file a cancellation of the policy and the insurance company will settle the refund amount on a prorated basis.
In most cases, the value you declare on your insurance policy documents will be the price you initially paid for the vehicle.
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Insurance is a tricky subject, but with insuranceDeal.ae, help is always at hand. Check out our Help Centre, and get qualified assistance through live chat, WhatsApp, or email.
About
Insurancedeal.ae is an E-Channel of AL Ghandi Insurance LLC authorized and regulated by the Insurance Authority (IA) by the Central Bank. under Register number is 254, with permitted business activities being introducing, advising, arranging, dealing as an agent, and assisting in the administration and performance of general insurance contracts. You may check this by visiting the IA’s website, ia.gove.ae/ or by contacting the Central Bank on 800 22823.
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